Please note: this fatwa has been translated by artificial intelligence.

Guarantee Loan

Question
The guarantee distributes a loan of (150) dinars to employees who are members and working under the guarantee, to be repaid at the end of service. However, there is a condition from the guarantee that if the member receives the vaccine, the loan amount will be deducted at the end of service. If the vaccine is not taken, a monthly interest will be deducted on the amount for each month that the vaccine is delayed. What is the ruling on this?
Answer
I say, and with God's help: This is an usurious loan; because it contains a condition of usury, it is not permissible, and God knows best.
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