Fatwaa.net - Fatawa | Is it permissible for me to take a loan from non-Islamic banks because their conditions are more feasible and easier, while I tried to take from the Islamic bank but could not, and I have many debts, my husband is unemployed, we live on a welfare salary, and I have four children and I am their only provider?

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14 / 07 / 2026

Please note: this fatwa has been translated by artificial intelligence.

Taking a loan from a conventional bank for necessity

Question

Is it permissible for me to take a loan from non-Islamic banks because their conditions are more feasible and easier, while I tried to take from the Islamic bank but could not, and I have many debts, my husband is unemployed, we live on a welfare salary, and I have four children and I am their only provider?

Answer

I say, and with God's guidance: It is not permissible to take a loan from usurious banks. There are several entities in Jordan that provide loans in a Sharia-compliant manner, such as the Orphans Fund, the Development of Endowments Fund, the Arab Islamic Bank, Al-Safwa, or Al-Rajhi. And God knows best.

Taking a loan from a conventional bank for necessity

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