Please note: this fatwa has been translated by artificial intelligence.

The Debt on the Zakat Payer

Question
I bought an apartment through the bank and borrowed one million yuan, and I have to pay 5,000 yuan every month. I have one hundred and fifty thousand yuan, and a year has passed on it. Do I have to pay zakat?
Answer
I say, and with God's success: You must pay zakat on the wealth if it reaches the nisab, as long as the bank debt is deferred and not due, and God knows best.
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